Business Referral Network of Irvine Members

Putting your home on the market isn’t as easy as posting a sign in the yard and

hoping someone bites. To sell a home one needs to have a level of dedication

and passion that can be transferred to potential buyers. Sandi Clark and Debbie

Miller at First Team Real Estate exhibit those qualities and more. Having Sandi

and Debbie as your Orange County real estate agents will make the entire selling

process a breeze.

SANDI CLARK AND DEBBIE MILLER MAKE UP THE TEAM

YOU NEED TO SELL YOUR ORANGE COUNTY HOME

AND CONTINUE LIFE AS YOU’VE PLANNED.

FIRST IMPRESSIONS

Part of what Sandi and Debbie do to make sure your home sells is the first

impression. When potential buyers come to an open house or see it online their

first impression of the home is what will stick. Many things need to be done to

prepare, and Sandi and Debbie are there throughout the entire process. Not only

will you get tips to make your home look its best but you will get the help you

need to complete them. While Sandi and Debbie are part of First Team

Real Estate, the most important team-up will be with you, the seller.

COMPETITION

Another way Sandi and Debbie get a home sold is through competition and

relationships. By using the relationships built over the course of years with other

agents, an energetic environment is created. Every open house hosted at your

home welcomes many people to come and check out your home. When the

number of visitors in the span of a few hours is high, you get a sense of urgency.

That urgency breeds competition and is one of the best ways to get multiple

offers. The key to this tool is the relationship built between Sandi and Debbie and

other agents.

THE LAST DEAL

While relationships, urgency, appearances and multiple offers will all help sell

your home, it’s the last deal that matters most. Sandi and Debbie will never

finalize a transaction without your approval. To help you understand, Sandi and

Debbie will walk you through each step. The goal is negotiate the terms that make

sense for your situation. That’s why they ask a lot of questions! The more they

know, the better they are at getting a qualified buyer, a perfect price and a close

of escrow.

Sandi and Debbie not only work in Orange County but live here as well. That

means not only are they your real estate agents in Orange County, but they’re

also your neighbors. As neighbors, Sandi and Debbie aim to ensure you are

happy with your sale and moving onto the future with high hopes and the tools

needed to get there safely.

Who are we?

We are a Fine Jeweler…Not a store that just sells ‘Jewelry’.  We design, create & make it right here in Fountain Valley.  We love it, live it, and have a lifetime commitment to it.  It is not a ‘sideline’, a ‘distribution channel’, ‘corporate financial vehicle’, or a way to ‘beat the system’.  Our life’s work enriches the local community through our unique involvement with our client’s. We provide goods and services that our customers want, need and desire…the backbone of the American work ethic!

We are proud to serve our community as we always have throughout our 102 years 4 generation history.

–         Direct Antwerp, Belgium diamond importers

–         High Tech lab-grown diamonds at 30-50% less.

–         Award-winning jewelry design

–         4^th generation family owned and operated for 102 years

–         Fair value pricing up front

–         Satisfaction Guaranteed

     Services we provide

– Jewelry repair

–  diamond recutting

– Engraving

– Laser welding

– Watch battery service with all proceeds donated to local community charities.

– Custom design

– Buying of gold, diamonds & fine jewelry

– Jewelry & gemstone consultation.

If you have any jewelry, diamond or gemstone questions please give me a call or email anytime.

Hanke & Williams, APC, handles a full range of Family Law matters including divorce, separation, premarital agreements, paternity, custody, visitation, support, and domestic partnerships. Matters involving separation and divorce can be handled through mediation, settlement, or when necessary, court litigation from initial stages to final Judgment. In addition, Hanke & Williams is able to handle any matter that may be appealed, up through the California Supreme Court.

Ms. Hanke is a partner of the firm of Hanke & Williams, APC, and has over 17 years experience in the family law area. Ms. Hanke also has significant appellate experience. Ms. Hanke obtained her Juris Doctorate from Western State University in May 1993. Ms. Hanke has been actively involved in various County Bar Associations and has volunteered to assist those who cannot afford legal counsel, such as Legal Aid and the Volunteer Lawyers Project. Ms. Hanke was also on the Board of Directors for the California Women’s Prison in Chino, California.

I am an audiologist with over 13 years of experience in evaluating, diagnosing, and treating hearing loss in children and adults. I specialize in hearing aid fitting, auditory training, and listening skills improvement to rehabilitate one’s overall communication ability.  I also provide services for those severely affected by tinnitus (noises in the ears) and hearing protection devices for those exposed to high sound levels.

I own an independent practice, Hoffmann Audiology, which offers patients access to all major hearing device manufacturers and therapy programs.  As patients research the many options for treating their hearing problems, they may feel confused about the information available.   My goal is to educate the patient and guide them to appropriate evidence-based solutions for their needs.

At Hoffmann Audiology, we take real-ear measures to ensure that the hearing aids conform to the patient’s prescription in each ear.   We offer routine follow-ups to monitor the patient’s hearing and communication status, maintain their hearing aids, and to adjust the hearing aids when their needs change.  We also service hearing aids purchased from other facilities.

I have been a Mortgage Banker in Orange County since 1991. I have closed over 2,000 loans in my career. This experience has allowed me to provide a trouble free process for my clients in the ever changing mortgage environment.

I strongly feel the Mortgage Industry is not about Loans & Real Estate. It is about building and maintaining relationships. My goal is to be your Lender for life. I value all my Relationships. My top priority during the loan process is to exceed your expectations.

I specialize in what I like to call, Mortgage Planning. This is simply determining your future Goals & Dreams and giving you a plan to accomplish those Dreams.

Kramer NMLS #289510

I am a licensed and board certified doctor of chiropractic and have been helping patients get out of pain and stay well for the past 20 years. I am dedicated to providing quality chiropractic care for the entire family by helping them maintain wellness throughout their lifetime.

I specialize in eliminating problems with the joints, nerves and muscles of the neck and back with gentle procedures called spinal adjustments. We also provide deep tissue massage and physical therapy to relax and heal the muscles, tendons and ligaments of the body. Whole food (non-herbal) nutritional therapies are available to enhance healing and maintain optimal body function.

I routinely help patients who have been injured in car accidents and those who have been injured at work. I have gentle, effective, natural treatments for pregnant women and children as well. If you know someone who is in pain or has not gotten results from other healthcare providers, chiropractic care (including massage and nutritional therapy) may be the solution for them.

I offer a free initial consultation to find the specific cause of a patient’s health problem. I am a preferred provider for many PPO insurance plans that cover chiropractic and massage therapy. I am usually available to see new patients on the same day they call for an appointment.

The following people would benefit from my services:

– People who have neck or back pain and/or stiffness, headaches
– People who have lots of stress that has affected their physical well being.
– People who have been in a car accident or injured at work.
– Pregnant women or women who have recently given birth.
– People with disc herniations, sciatica or carpal tunnel syndrome.
– Adults and children who have been injured from playing sports. 

I am passionate about helping families plan for income during retirement. I also love to teach, train and mentor new advisors.

MY MAIN FOCUS IS RETIREMENT PLANNING

While there are many different ways to invest, I believe in a longterm approach for the biggest financial challenge… retirement. Pensions are vanishing, social security may not be the answer, which leaves
individuals increasingly responsible for providing for their own retirement security. My clients are not looking
to “trade” or “play the market”, they are looking for long term investing in portfolios aligned with their financial
objectives.

I AM INDEPENDENT

Access to the independent market ensures that Parsonex clients can utilize competitive products in pursuit
of their financial goals and dreams.

I AM INVESTMENT FOCUSED

My primary objective is to help you with your long term retirement plan.

I AM CLIENT FOCUSED AND VALUES BASED

I do not believe in certain methods, strategies and philosophies. It’s not just what I DO offer, it’s what I
DON’T offer by choice that makes me different than other financial services companies.

I BELIEVE IN LIFETIME CLIENT RELATIONSHIPS

While being independent is important in allowing me to utilize the most competitive products, the key
success factor longterm is a client’s behavior. I believe strong clientadvisor relationships can make a big
difference in the attainment of long term retirement goals.

Securities offered through Parsonex Securities, Inc.

Member FINRA & SIPC 2851 S. Parker Rd, Suite 800;

Aurora, CO 80014 (303) 4683400.

CA Life License 0F14296

I provide the following services for my clients:

• Wills
• Revocable trusts
• Irrevocable trusts (ie: life insurance, charitable donations)
• Special needs planning
• Trust funding and trust administration
• Probate issues
• Post-death asset transfers without probate
• Guardianships and conservatorships
• Powers of attorney
• Health care directives
• Transfers of family wealth (ie: family limited partnerships)
• Asset protection
• Gift, estate and generation-skipping tax matters
• Elder law matters (eg: elder abuse)
• Private foundations, public charities and other tax exempt entities
• Pre & postnuptial agreements (ie: community/separate property agreements)
• Will contests

The following people would benefit from my services:

• Accountants, Financial planners, Business attorneys, Insurance representatives
• Parents who are concerned about making sure their children will be taken care of properly if the parents die or become incapacitated.
• Adult children who are concerned about an elderly parent.

As an independent broker, I am licensed to sell a variety of products with insurance carriers in California. BASIS Insurance Solutions is a family run insurance agency. I am a 3^rd generation insurance broker. My mom works for my grandfather’s insurance agency which primarily focuses on Medicare. I got my start in insurance working for UnitedHealthcare in various roles in the small group market which focuses on companies under 100 employees. BASIS is a consultative agency that focuses on finding the right solution for companies and individuals.

Types of Insurance I Offer:

Employer Sponsored Benefits Packages – Medical and Ancillary Benefits
Individual Insurance – CoveredCA or off-exchange

Life Insurance – Business or Individual

Travel Insurance

Specialties: Employer sponsored plans is my specialty. Our mission is to help employers create a strong benefits package that drives employee satisfaction and retention.

Pacific Partners Insurance Agency has been servicing the Southern California area since 1969. We represent some of the best insurance companies in state with proven records of competitive pricing, superior customer service and financial solvency.

Creating value and saving our clients money on their Auto, Home and Business Insurance, while providing outstanding customer service, has and remains our primary objective.

We understand that insurance is a price driven commodity that you can purchase from any licensed agent; however, we offer something more. During the quotation process we will request information from you to make sure that the insurance you purchase properly insures and protects the value of your assets.

We also understand that “service” after the sale is the most important part of the value that we bring to the table.  When you call Pacific Partners Insurance Agency, you get us not a “call” center.

Why should you do business with the Pacific Partners Insurance Agency?  We are an independent insurance agency offering competitive pricing through the following companies.

• Allied/Nationwide
• AARP
• First American
• Golden Eagle
• Kemper
• The Hartford
• Mercury
• Progressive
• Safeco
• Travelers

At the Law Offices of Kurt Varricchio, our primary areas of focus include business law and litigation, employment law, intellectual property (copyright and trademark), construction law, contract law, and sports & entertainment law. Our lawyers have successfully litigated cases in both State and Federal Court and have argued on behalf of its clients in front of the U.S. Patent & Trademark Office, the California Labor Board and the CA Employment Development Department (EDD).

Focused on providing “results-oriented legal representation,” our objective is to serve as an integral part of your business team, whether that includes proactively protecting you and your business or responding to legal needs that arise unexpectedly.