I have been a Mortgage Banker in Orange County since 1991. I have closed over 2,000 loans in my career. This experience has allowed me to provide a trouble free process for my clients in the ever changing mortgage environment.
I strongly feel the Mortgage Industry is not about Loans & Real Estate. It is about building and maintaining relationships. My goal is to be your Lender for life. I value all my Relationships. My top priority during the loan process is to exceed your expectations.
I specialize in what I like to call, Mortgage Planning. This is simply determining your future Goals & Dreams and giving you a plan to accomplish those Dreams.
Kramer NMLS #289510